pool outdoor living patio financing

Financing your personal backyard paradise

LightStream is the low-interest financing solution that can make your backyard dreams come true.

LightStream is the nation’s premier online consumer lender. When you have good credit, it’s a fast and refreshingly simple process to get a LightStream loan for your pool oasis, rejuvenating spa, or relaxing new water feature.

You can use the proceeds of your LightStream loan to pay for every aspect of your project, including design, materials, equipment and labor — even repair and maintenance. It’s never been easier to create a paradise in your own backyard.

Here’s what you can expect from LightStream:

  • Loan amounts from $5,000 to $100,000
  • No fees
  • Whole project financing
  • Funds wired directly to your account
  • Extended payment terms on loans of $25,000 or more, up to 12 years

A $25,000 loan at 6.89% APR with a term of 12 years = 144 monthly payments of $255.63 each.


* Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rates range from 3.99%-16.99% APR w/AutoPay.  Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

1-Payment example: Monthly payments for a $25,000 loan at 6.89% APR with a term of 12 years would result in 144 monthly payments of $255.63.

2-You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

Truist Bank is an Equal Housing Lender. © 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.